Insurance for Health and Fitness Professionals

Take Advantage of Our Discounted Rate

You've worked hard to establish yourself as an ACE Certified professional, but it only takes one incident to put all of that in jeopardy. Protecting yourself and your business with liability insurance can help you in the event you are ever sued for injury or damages.

Join the thousands of ACE Certified Personal Trainers, Group Fitness Instructors, Health Coaches and Medical Exercise Specialists who participate in our exclusive ACE insurance program. The policy, available at a discounted rate for ACE Professionals, can protect you against negligence or failure to perform as a competent and prudent professional under similar circumstances.

Broad Protection

Many policies do not include general and premises liability, which means you won't be protected when training clients in homes or gyms where you are not defined as an “employee.” Our ACE Liability Insurance Program protects you wherever you train – even outdoors.

Enhanced Credibility and Professionalism

Many clubs won't permit independent contractors on site without evidence of liability insurance. Upon enrollment, you'll receive a fitness instructor insurance identification card so you can easily provide proof of your policy, enhancing your credibility to clubs and clients.

Liability Limits & Rates

Per Occurrence / Annual Total Annual Premium*
$1,000,000/$3,000,000 $172
$2,000,000/$4,000,000 $215
$2,000,000/$5,000,000 $218
Per Occurrence / Annual Total 2-Year Premium*
$1,000,000/$3,000,000 $294
$2,000,000/$4,000,000 $380
$2,000,000/$5,000,000 $386
*Premiums are higher in NY only. State taxes may apply for residents of Florida, Kentucky, New Jersey and West Virginia. See policy language for coverage details, limits and policy exclusions.
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