Liability Insurance
You've worked hard to establish yourself professionally, but it only takes one incident to put that in jeopardy. Join the thousands of ACE-certified professionals who have discovered the valuable benefits of the American Council on Exercise Liability Insurance Program.
Peace of Mind
As an ACE-certified Professional, you need affordable coverage to protect your hard-earned assets and provide you with the peace of mind you deserve.
Broad Protection
As an employee, you expect to be covered by your employer's liability insurance; however, some facility owners are under-insured or even completely uninsured for their individual trainers' professional liability putting you at great risk. Our program provides coverage to protect you wherever you train—in a gym, your home, a client's home, or even outside.
Enhanced Credibility & Professionalism
Many clubs will not permit independent contractors on-site without evidence of liability insurance. Upon enrollment, you'll receive an insurance identification card so you can easily provide proof of insurance to clubs and clients enhancing your credibility and professionalism.
Limits of Liability/Rates:
Per Occurrence / Annual Total
$1,000,000/$2,000,000
$2,000,000/$3,000,000
$5,000,000/$6,000,000
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Annual Premium*
$172
$217
$261
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Per Occurrence / Annual Total
$1,000,000/$2,000,000
$2,000,000/$3,000,000
$5,000,000/$6,000,000
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Two-Year Premium*
$316
$399
$481
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No Joining Fees!
*Rates effective through June 30, 2014. State taxes may apply for residents of N.J., W.V., and Ky. See policy language for coverage details, limits and policy exclusions.
The ACE-certified Fitness Professional insurance program is underwritten by Philadelphia Indemnity Insurance Company, the largest writer of insurance for health clubs, studios and personal trainers in the US. A.M. Best Rated: A+ (Superior).
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For Details and to Purchase:
Eastern U.S
For Ala., Conn., D.C., Del., Fla., Ga., Ill., Ind., Ky., Maine, Mass., Md., N.C., N.H., N.J., N.Y., Ohio, Penn., R.I., S.C., Tenn., Va., Ver., & W.V.:
Western U.S.
For Alaska, Ariz., Ark., Calif., Colo., Hawaii, Idaho, Iowa, Kan., Mich., Minn., Miss., Mo., Mont., N.D., Neb., N.M., Nev., Okla., Ore., S.D., Texas, Utah, Wash., Wis., & Wyo.
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